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SAFE will be closed for business Wednesday, June 19, 2024, to honor the Juneteenth holiday. SAFE will be open for limited business hours from 10 a.m. to 2 p.m. on Friday, June 21, 2024, for a company event. Access your accounts 24/7 through Online Banking and the SAFE Mobile App.
Checking Accounts
Checking that keeps you connected.
Checking Accounts
Checking that keeps you connected.
Tap to Pay
Our tap to pay debit card
makes payments easy and secure.
Early Payday
Get paid up to 2 days early1
when you sign up for direct deposit.
The Optimizer
In a few seconds, let the SAFE Checking Optimizer find your right fit!
Perfect Cents Checking®
Our most popular checking account created for everyday users. Earn dividends on your day-to-day balance.
Earn % APY on your first .2
Early Payday with Direct Deposit.1
$25 minimum opening deposit.
Freedom Checking
Easy, stress-free checking for a simplified banking experience.
No monthly service fee.
Early Payday with Direct Deposit.1
$25 minimum opening deposit.
Prestige Checking
Account tailored to those with high account balances.
Earn dividends, tiered based on daily balance.
Early Payday with Direct Deposit.1
$25 minimum opening deposit.
Kid & Teen Accounts
Check out our Kid and Teen account options to start your child's financial journey.
Learn More
Checking Features
Digital Wallet
Digital wallet
Add your debit card to your digital wallet directly from the SAFE Mobile App.
SAFE Pay (P2P)
SAFE Pay (P2P)
Pay friends and family in a snap with SAFE Pay.
Overdraft Protection
Overdraft Protection
Choose a fee-free overdraft transfer option in case you overdraw from checking.
ap to Pay
Tap to Pay
Our tap to pay debit card makes payments easy and secure.
Your funds are insured
Your funds are insured
The NCUA federally insures your funds to at least $250,000.
Get support in person
Get support in person
Visit our local branches to bank with our friendly SAFE Representatives.
SAFE Mobile App
Personalize your alerts
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Seamlessly transfer money
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Deposit checks with MyDeposit
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Keep your account secure
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your cad to keep anyone from using it.
Personalize your alerts
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Seamlessly transfer money
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Deposit checks with MyDeposit
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Keep your account secure
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your cad to keep anyone from using it.
1 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits.
2 Annual Percentage Yield (APY) accurate as of and subject to change monthly. APY of %paid only on the portion of your daily balance that is less than or equal to . APY of paid on balances of or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
Digital Wallets
- All your cards, all one place.
Beyond Everyday Banking
Browse SAFE blog articles:
SAFE Blog Feed
Zogo, Learn & Earn App
Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.
- Download Zogo today!
